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Retirement Planning
Withdrawals, Taxes, Legacy | Edmonton & Across Canada
Retire Confidently. Income That Lasts a Lifetime.
DeHaan Private Wealth, a retirement plan specialist in Edmonton serving AB, BC, SK, ON, PEI+, turns your savings into reliable income. We coordinate RRSPs, TFSAs, corporate assets, and pensions for seamless, tax-smart withdrawals that survive market volatility.
Three Pillars of Your Retirement Planning
Strategy
We map your timeline, income needs, and legacy goals. Identifies gaps in RRSP/TFSA coordination, corporate redemption, and withdrawal sequencing. Your foundation for sustainable retirement.
Growth
Tax-efficient portfolios match your risk comfort and income requirements. Low-cost ETFs, dividend strategies, and asset location optimization. Your money works smarter in retirement.
Security
Protects against sequence risk, longevity, and health events. Insurance review, estate coordination, and OAS clawback avoidance. Peace of mind for you and your family.
Worried About Retirement Planning Gaps Costing You?
Idle RRSP/TFSA cash? Withdrawal taxes eating into income? Sequence risk exposed? OAS clawbacks? Corporate redemption traps?
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Most pre-retirees discover these retirement-specific gaps:
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Withdrawal order mistakes – Redeeming from the wrong account first can cost you thousands in retirement. We determine which makes most sense for your situation.
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OAS/CPP clawback triggers – Poor planning costs 8.3% of seniors $3,500/year
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Sequence-of-returns risk – Early market drops wipe 20-30% off first decade income
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Corporate dividend traps – Locked assets, double taxation on redemption
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Longevity shortfall – 40% fear outliving money despite "enough" on paper
8.3% of OAS recipients lose benefits to clawback ($3,500 average hit), up 42% since 2016.
Your retirement income needs retirement-specific fixes.
Six Steps to Retiremenet Answers
01
Identify Goals/Objectives
We start with your vision: retirement timeline, income lifestyle, family legacy.
02
Collect Data
Every detail: RRSPs, TFSAs, pensions, corporate assets, liabilities reviewed.
03
Evaluate Profile
Spot retirement gaps: OAS clawback risks, sequence vulnerability, corporate redemption traps.
04
Develop Plan
Custom Roadmap Answers: Enough to Retire? Income sustainable? Family safe?
05
Implement the Plan
Execute seamlessly: optimized withdrawal schedules, low-cost providers.
06
Monitor & Adjust
Ongoing reviews ensure adaptation to market shifts, health changes, and family needs.
What Your Retirement Plan Delivers
Immediate retirement clarity:
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Exact retirement date – When you can actually stop working
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Market downturn protection – Sequence risk analysis survives crashes
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Corporate unlock strategy – Tax-efficient redemption without double taxation
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OAS/CPP optimization – Avoid clawbacks, maximize government benefits
No guesswork. Your retirement numbers, finalized.
Retirement Planning: Banks vs Independent Specialist
Why Switch to a Retirement Specialist?​
Banks provide solid products. DeHaan Private Wealth delivers retirement-specific planning, coordinating RRSPs/TFSAs, corporate redemptions, and OAS optimization across Canada (AB, BC, SK, ON, PEI+).
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In many cases, the same bank investment solutions you already hold are available through us as well. That means if you like your current investment product, you may be able to keep it, while working with an advisor who can often reduce your overall cost and coordinate the retirement strategy around it.
Retirement Income Foundation | Unbiased provider access | Your retirement is secured
Built For Retirees & Pre-Retirees Like You
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Business owners planning corporate retirement redemption
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Doctors coordinating multiple pensions + practice sales
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Professionals fearing they'll outlive their savings
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Current retirees battling OAS clawbacks or low yields
As Edmonton's retirement plan specialist, we're always accepting new clients across AB, BC, SK, ON, PEI+, regardless of where you are in your retirement journey.
How We Serve You
Full retirement planning
Analyzes withdrawal sequence, OAS optimization, and corporate redemption. Every client gets this foundation.
Retirement income portfolios
Tax-efficient, downturn-resistant strategies for steady income.
Free retirement audit
Review RRSP/TFSA/corporate statements. See income gaps immediately, no obligation.
Retirement protection
Insurance review for longevity/health risks, family safeguards.
Retirement tax strategies
Minimize clawbacks, optimize dividend/capital gains timing.
Ongoing retirement guidance
Phone/email support for markets/life change.
Retirement Planning Questions Answered
Important Disclosure:
Retirement planning and advice from DeHaan Private Wealth is based on the KYC process. Free audits are educational only, not advice, without a signed agreement. Past performance is no guarantee.
