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Financial Planning
The Advantage of Expert Financial Planning in Edmonton & Across Canada
Three Pillars of Your Financial Planning
Strategy
We ask the right questions, build a nuanced plan that tackles immediate needs and adapts seamlessly to life's surprises. Your foundation for control.
Growth
Informed decisions, confident outcomes. Your goals and risk comfort guide everything. Investments working efficiently for you, doing the heavy lifting.
Security
Peace of mind knowing your legacy is secure. Loved ones protected. Hard-earned money endures. Your golden years rock-solid.
The Hidden Costs of Financial Planning Neglect
Money idle in RRSPs/TFSAs? High fees eating returns?
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Most professionals we meet discover they're missing basic optimization:
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Wrong account types draining tax efficiency
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Uncoordinated withdrawal strategies
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Uninsured liabilities
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Inefficient corporate structures
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Reactive cash flow management
42% of TFSAs hold significant cash, billions in missed compound growth every year. But that's just the start.
15% foreign withholding taxes steal from U.S. dividends/ETFs in your TFSA (unrecoverable).
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Mutual funds force surprise capital gains even when you don't sell.
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2-3% MER fees consume 28% of lifetime returns.
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TFSA over-contributions trigger 1% monthly CRA penalties.
Redemption fees lock you into bad mutual funds.
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Canadian banks profit while your wealth compounds against you.
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Your money deserves the compounding advantage.
Your 6-Step Financial Planning Breakthrough
01
Identify Goals/Objectives
We start with your vision, retirement dreams, family security, and business growth.
02
Collect Financial Data
Every detail: accounts, income streams, assets, and debts are reviewed thoroughly.
03
Evaluate Your Financial Profile
Spot leaks, idle cash, high fees, tax traps, inefficient structures.
04
Develop the Plan
Custom roadmap answers: Can I retire? Right investments? Estate protected?
05
Implement the Plan
Execute seamlessly, optimized accounts, products from top providers.
06
Monitor & Adjust
Ongoing reviews, calls/emails ensure adaptation to life changes.
What Your Plan Will Actually Answer
Your financial plan doesn’t stay theoretical. It gives you clear answers in five key areas.
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Retirement
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Do you have enough to retire, and when can that realistically happen?
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How do you draw income in a tax-efficient, stress-tested way?
Investments
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Are your accounts and investments structured for tax efficiency?
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Are the fees you’re paying fair for the service you’re getting?
Family & Estate
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What happens to your assets and taxes if something happens to you?
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Will your dependents and next generation be financially secure?
Business & Corporate
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Is your corporation structured in a tax-efficient way for retirement?
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How will you redeem or pass on corporate assets?
Cash Flow
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Should you pay down debt faster or invest more?
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Are you maximizing RRSP/TFSA and other deductions?
If you're managing diversified income streams, running a corporation, or sitting on significant assets, you already know generic advice doesn't cut it. This is proven planning from someone who's built businesses, managed multi-million-dollar portfolios, and lives these strategies daily.
No cookie-cutter spreadsheets.
No textbook theory.
Practical answers that work.
We'll analyze your situation and show you exactly what you could save.
Why Your Current Setup Costs More Than You Think
Banks prioritize products/profits. DeHaan builds your foundation across Canada (AB, BC, SK, ON, PEI+).
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The crazy part? We use big financial companies' investment products that you could be using right now.
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Exact same products, you just work with our advisor for less fees.
Built For Professionals Like You
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Business owners with complex income streams
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Doctors juggling multiple revenue sources
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High-achievers are tired of "just save more" advice
No judgment, no minimums. We're always accepting new clients, regardless of where you are in your journey.
How We Serve You
Full financial planning
The cornerstone. Every client gets this foundation, because everything else builds on clarity.
Investment management
Your money working for you, not against you.
Free review of your current plan, statements, and fees
See exactly what's costing you. No surprises, no obligation.
Insurance and risk management
Peace of mind. Your family is protected.
Tax planning + current tax review
Keep more. Pay less legally.
Education and advice
Real answers when questions hit. Phone, email, whenever you need clarity.
See your wealth advantage
Financial Planning Questions Answered
Important Disclosure:
Financial planning and investment advice provided by DeHaan Private Wealth is based on client circumstances assessed through our Know Your Client process. Free consultations and reviews are educational and do not constitute investment advice without a signed engagement agreement. Past performance does not guarantee future results.
